As a fully independent RIA, you have the potential to keep more of what you earn—while building a better foundation for the future of your firm.
Conduct business on your terms as an independent RIA. Keep up to 100% of your revenue and lay the foundation for a more seamless, flexible, and potentially lucrative transition to the next step. You’ll have more control over expenses and you can reduce miscellaneous account fees—passing that savings on to your clients. Costs are transparent and clearly defined, so that you know what you’re earning and your clients understand what they’re paying.
- Learn more about key considerations for starting or joining a firm.
Gain the flexibility to choose the technology solutions that work for you—and work together. We’ll help you decide what technology you need and provide guidance about the best solutions for your firm.
Whether your business needs requires technology from Schwab, a third party, or both, you’ll have access to the innovative resources you need to support your office.
Our flexible technology solutions, resources and experienced support can make it easier for you to deliver exceptional, consistent service—so you can focus on building your business.
It's not all or nothing. As an RIA, you can have the best of both worlds.
There's no need to abandon your traditional brokerage business when you become an RIA. With the hybrid model, you can have the freedom that comes with being an RIA and the flexibility to maintain your traditional brokerage business. Schwab works with leading independent broker-dealers (IBDs) so you can offer both types of services. Discover more about the hybrid model:
- Download more information on Schwab's Platform for Hybrid Advisors
- Read white paper Understanding the Hybrid Practice: Considerations for Advisors in Transition.
Build customized portfolios from a wide range of investment products. As an RIA, you are free to build portfolios as you and your clients see fit.
With Schwab, you can have open access to the wide-ranging products and resources you need. You can tap into an expansive array of mutual funds, exchange traded funds, managed account options and alternative investments. Banking and lending products are also available through Schwab Bank.
Learn more about available investment products
With Schwab, you’ll have access to resources and expertise that can help you navigate the regulatory landscape and take charge of your responsibilities.
As an RIA, taking charge of your legal responsibilities is easier than you may think. You can choose to conduct compliance in-house or turn to a third party for help with everything from establishing your own RIA to managing ongoing compliance.
- Read the white paper Legal and Regulatory Considerations.
Schwab Intelligent Integration ("SII") is an integrated technology strategy. Solutions leveraging SII will be offered by Performance Technologies, Inc., (“PTI”) a subsidiary of The Charles Schwab Corporation and an affiliate of Schwab, or by participating providers in the Schwab OpenView Gateway program.