How Schwab protects your assets

Protecting assets is our number one job as your custodian. For more than 50 years, our rigorous practices and standards have won the trust of advisors and their clients.

Safety and security 24/7/365

Don't let risk management get you down. From safeguarding money movement to monitoring regulations to flagging fraud schemes, we strive to make risk management more manageable. This is just one reason RIAs trust us with more than $4 trillion in assets.1

Sound safeguards

Keeping client securities separate? SIPC account protection? FDIC coverage? Check, check, and check. We're all-in on asset protections for you and your clients.

Our long-term financial health

Financial fitness is part of our daily routine. We make it our business to maintain a strong capital structure and disciplined firm‑level risk management so you can focus on managing risk for your clients.

Privacy is our priority

Trust is everything. (And nobody wants more spam calls.) That's where our privacy policy comes in with strict limitations on sharing client data with third parties.

Our security guarantee

We've got your back. Schwab will cover losses in any of your Schwab accounts due to unauthorized activity.

Building winning relationships

You're an independent advisor, but you work with Schwab. That can be tricky to explain to clients who aren't familiar with the advisor-custodian relationship. Our "A winning relationship" brochure walks clients through how Schwab serves them and supports you. From technology to solutions to privacy and security standards, we help you show you're stronger with Schwab.

Additional resources

Tap into cybersecurity insights

Find updates on the latest threats and explore ways to help make your firm cyber-safe.

Help protect your vulnerable clients

Get tips to help you look out for seniors and clients who may be scam targets.

Stay on top of compliance

Learn best practices from the industry's leading attorneys and consulting firms.

Schwab clients: Have a question about asset safety?

We're here for you. Simply log in to Schwab Advisor Center® to find contact information for your service and sales professionals.

Make your next move with confidence

Ready to take your practice further? Whether you're comparing custodians or simply have questions about independence as an RIA, we're here to help.

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1. 2Q25 Growth in Client Assets and Accounts, 7/25

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