Navigating Risk & Regulations

Compliance Insights

Access compliance commentary from some of the industry’s leading consulting firms and attorneys. Clients can use their Schwab Advisor Center® credentials to download full white papers.

Featured topic

Best practices for advisory agreements

Advisory agreements between Registered Investment Advisers (RIAs) and their clients should aim to clearly describe the scope of the advisory relationship and the services to be provided. These agreements must comply with SEC and state securities regulations. What constitutes a best practice for advisory contracts is constantly evolving, however, as developments in the industry continually inform what is expected of the standard contract.   
Our latest Compliance Review explains the legal requirements and other important provisions advisors should consider when drafting or updating their advisory agreements.

Read the White Paper to Learn More

Compliance Reviews

  • Contemplating ESG: Investing imperative or passing fad?

    ESG investing—that is, taking environmental, social, and governance factors into consideration alongside financial factors—is growing exponentially. While developing an ESG investment program is a priority for some advisors, there is a steep learning curve, and implementing an ESG investment program will create new compliance challenges.

  • What advisors should know about giving rollover advice after January 31, 2022

    The Department of Labor (DOL) has significantly changed its position on rollover advice since adopting Prohibited Transaction Exemption 2020-02 (PTE 2020-02) in December 2020. The DOL now holds that a rollover recommendation can be ERISA investment advice if the advice is ongoing.

  • Search Icon

    Meeting current and future challenges of serving aging clients

    The impact advisors have on seniors cannot be overstated. As fiduciaries, advisors must consider how best to serve seniors and implement sound practices to protect and safeguard senior assets. 

Read more Compliance Reviews

Read more Compliance Reviews

To see all previous white papers, log in using your Schwab Advisor Center credentials. 

Contact us

Let's talk about how Schwab can fuel your business success

Whether you're exploring independence or curious how switching custodians can make a difference, Schwab Business Development Officers are here to help.


All conversations are confidential. We welcome questions from all advisors—no matter your background, AUM, or ambition.