Michael Townsend Managing Director, Legislative and Regulatory Affairs, Charles Schwab & Co., Inc. Recent articles Midterm Elections Signal More Washington Gridlock November 8, 2022 While results won't be finalized for some time, it is clear that we will have two more years of an extremely narrowly divided Congress. RIA Washington Watch December 12, 2022 The midterm election results may have an effect on the battle over the debt ceiling and the fate of SECURE Act 2.0. Meanwhile, new regulatory initiatives with compliance implications are on the horizon. Washington settles into 2021 April 14, 2021 As policymakers begin work on their 2021 agendas, what can independent investment advisors and their clients expect to see?