Rob Williams CFP®, CRPC®, Managing Director, Financial Planning, Retirement Income and Wealth Management, Schwab Center for Financial Research Recent articles Saving for Retirement: IRA vs. 401(k) July 30, 2021 We break down which retirement accounts—IRAs or 401(k)s— may be right for you. Two Types of Annuities for Retirement Income Annuities can help provide income and protection against market dips—but which kind should you choose? Vice president of income planning Rob Williams explains the differences between immediate fixed annuities and variable annuities.