You know, if I was still talking with somebody who was still on the brokerage side looking to come independent, I would really tell them to focus on what's the most important thing you like to do. Charles Schwab, in my mind, will help you from day one develop your business plan, help you develop your compliance, and allow you to really focus on what you want to do, which is take care of the clients. They will be an extension of your firm. Schwab is focused on us like we focus on our clients.