We went independent in 2017 and it's been the best decision I've made in my career to date. You're getting a tremendous amount of value working with Schwab. The service, service side of it. The structure that Schwab has in place. The support that they offer. And I want to call it uncompromised support because the support truly is world class. They really do care about advisors and you can tell. Going with Schwab you have control of your destiny.