What is Your Firm's Earning Potential as an RIA?

See the depth of the financial benefits you can receive in the RIA model with our RIA Economic Discovery Tool.

See how much you could make in the RIA model

In the Registered Investment Advisor (RIA) model, you have more control over your financials. Having this ability helps you determine your take-home pay and costs, while also making it easier to structure your revenue and monetize your business.

Want to calculate what your profit and income might look like in the RIA model? Answer a few questions about your current and anticipated practice using the RIA Economic Discovery Tool and get a customized report in seconds. You'll also be able to:

  • Compare income and profit estimates across business models
  • Calculate expenses, including staff and transition costs
  • Map your RIA's estimated valuation over the next seven years
  • Test different launch scenarios and how they could affect your bottom line

Try the RIA Economic Discovery Tool

Ready to measure your earning potential? Adjust the following fields.

This calculator is for illustrative purposes only and should not be considered a guarantee of results or performance.

Want to learn more?

  • See why advisors choose independence

    Serve clients on your terms. Design workflows that work for you. Create a business built for your future.

  • Find the right business model for your RIA

    From creating your own firm to joining an existing RIA, there's more than one way to go independent.

  • Lean on Schwab's support

    Pursuing the RIA model looks different to each advisor. That's why Schwab's support resources are customizable to meet your specific needs.

Contact

Take a deeper look

Learn more about the economics of going independent. Schwab Business Development Officers can talk you through it—and share resources to help you plan for your transition. 

All conversations are completely confidential.

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An independent registered investment advisor (RIA) is a professional advisory firm that offers advice about securities, largely for a fee. RIAs are registered with the Securities and Exchange Commission (SEC) or their state securities regulator and are subject to the Investment Advisers Act of 1940.

The Economic Discovery Tool (Tool) is intended solely for use by investment professionals. See Terms of Use, Important Information, and Key Assumptions prior to using the tool. The Tool simulates hypothetical pro forma financial results scenarios for operating an investment advisory practice or firm and compares those simulated outcomes to various alternatives. The scenarios and alternatives covered are not exhaustive and may not be representative of those you actually encounter. Moreover, the simulated pro forma results are materially dependent on various assumptions and inputs, some of which are made and specified by you and some of which are static. These assumptions and inputs may not reflect actual circumstances, and thus the Tool is inherently limited and intended for general informational purposes only. The simulated pro forma results do not reflect, and are not guarantees of, actual or future results. Your actual results may be materially different than those simulated. Schwab makes no warranty of the accuracy or completeness of the Tool or the simulated pro forma results and shall have no liability for your use of the Tool. The Tool is not intended to provide financial, investment, legal, tax, or regulatory compliance advice. You are urged to consult your own professional advisors.

The results generated in this report are inherently limited and rely on certain assumptions, including information provided by the advisory firms and investment professionals that participated in the Charles Schwab RIA Benchmarking Study. Schwab did not independently verify Benchmarking information, nor did it examine the investment performance or client service levels of the participating firms. The report may not be representative of others with similar circumstances and your results may vary significantly.

Third-party firms and their employees are not affiliated with or employed by Schwab. Their mention should not be construed as a recommendation, endorsement, or sponsorship by Schwab. The views expressed are those of the third-parties and are provided for informational purposes only. The experiences shared are no guarantee of future performance or success and may not be representative of you or your experience. Third-party trademarks are the property of their respective owners and used with their permission.

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