WHAT DOES THE CHARLES SCHWAB CORPORATION DO
WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• account balances and transaction history
• investment experience and assets

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Charles Schwab Corporation chooses to share; and whether you can limit this sharing.

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

We don’t
share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

YES

NO

For our affiliates’ everyday business purposes—
information about your creditworthiness

YES

YES

For our affiliates to market to you

YES

YES

For nonaffiliates to market to you

NO

We don’t
share

Call 1-877-812-1817 within the U.S. or +1-415-667-8400 from outside the U.S.—our menu will prompt you through your choices.

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Call 1-877-812-1817 or 1-800-435-4000 or go to schwab.com/privacy

How does Schwab protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. To learn more about security at Schwab, please visit schwab.com/schwabsafe.

How does Schwab collect my personal information?

We collect your personal information, for example, when you:

• open an account or give us your income information
• seek advice about your investments or tell us about your investment or retirement portfolio
• make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Our affiliates include companies with a Schwab and Ameritrade name, and the following additional companies: Forge Global Inc., Family Wealth Alliance Inc., Performance Technologies Inc., Datek Online Management Corp., and ThinkTech Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• The Charles Schwab Corporation does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• The Charles Schwab Corporation doesn’t jointly market.

Charles Schwab Bank, SSB, and Charles Schwab Premier Bank, SSB, are chartered under the laws of the State of Texas and by state law are subject to regulatory oversight by the Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against Charles Schwab Bank, SSB, or Charles Schwab Premier Bank, SSB, should contact the Department of Savings and Mortgage Lending through one of the means indicated below:

In Person or by Mail: 2601 North Lamar Boulevard, Suite 201, Austin, Texas 78705-4294; by Phone: 1-877-276-5550;
by Fax: 1-512-936-2003; or through the Department’s website at: www.sml.texas.gov.

Nevada residents: Nevada law requires us to disclose that you may request to be placed on Schwab’s internal “do not call” list at any time by calling 1-800-435-4000, and that we are providing this notice to you pursuant to state law. You may obtain further information by contacting the Nevada Attorney General, 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101; phone 1-702-486-3132; email BCPINFO@ag.state.nv.us.

Vermont residents: We will automatically limit sharing of your information.

To learn more about our Privacy and Tracking practices, please go to schwab.com/privacy.