iRebal^®

1. T3/Inside Information Software Survey, March 2026

2. ​iRebal offers a flexible tax harvesting feature for taxable accounts that allows you to set various loss thresholds, total loss targets for portfolios, and choose a replacement security for each harvested security. Once the thresholds have been set, iRebal identifies eligible losses in selected accounts, and shows you the securities that fit the criteria that you have defined. Schwab does not represent that any particular tax consequences will be obtained. Tax-loss harvesting involves certain risks including unintended tax implications. In particular, certain tax-loss harvesting may be subject to the wash sale rules if the account holder owns substantially identical stocks or securities in accounts not included in iRebal. Notwithstanding the wash sale rules, certain losses may be deferred by other provisions of the Internal Revenue Code of 1986, as amended.

3. This information is proprietary and solely for investment professional use, and should not be reproduced, redistributed, or used without the prior written consent of Syntax LLC. This information does not constitute an offer to sell or purchase securities. Syntax does not provide financial planning services; financial, investment, tax or legal advice; or broker-dealer services. The use of Syntax indices, data, software, or technology to create financial products requires a license with Syntax and/or its licensors. Syntax^® and Syntax Direct℠ are registered trademarks or service marks of Syntax, LLC and/or its affiliates. Syntax LLC, its affiliates and their independent providers are not liable for any actions taken in reliance on information contained herein. Syntax does not sponsor financial products based on Syntax indices and/or data. Investments are not FDIC insured, may lose value and have no bank guarantee.

iRebal^® is a technology offering of Schwab.

​Rebalancing does not protect against losses or guarantee that an investor's goal will be met. Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.

Access to real-time market data is conditioned on acceptance of the exchange agreements. Fees apply. Market volatility, volume, and system availability may delay account access and trade executions.

Charles Schwab & Co., Inc. (Schwab) and Syntax, Inc. are separate, unaffiliated companies. Schwab and Syntax, Inc. are not responsible for each other's opinions, policies, and services. Any information, content, and data provided by Syntax is intended for investment professional use only and is not a substitute for appropriate model or other investment due diligence. It may not be distributed to your clients or other members of the public, nor used in written form as sales literature for public use. References to Schwab or iRebal are solely for integration purposes and do not imply any partnership, endorsement, recommendation, or approval by Schwab of the Syntax platform.

Schwab may receive compensation from third-party service providers for the integration and use of their services or platform.

The terms, service fees, transaction fees and rates in the Charles Schwab Pricing Guide For Clients of Independent Investment Advisors ("Pricing Guide") shall apply. For models that charge a Strategist Fee, the Strategist Fee, in basis points, is set by the model manager and can be seen directly on the model page in Model Market Center^™. These fees are separate and distinct from the fees and expenses charged by mutual funds or exchange traded funds (described in each fund's prospectus) to their shareholders, which generally include a management fee and other fund expenses.

Model Market Center^™ (MMC) is a web-based offering available to independent investment advisors that custody assets at Charles Schwab & Co., Inc. (Schwab) and use the iRebal^® platform available on Schwab Advisor Center for account rebalancing and trading. Schwab is a registered investment adviser and a subsidiary of The Charles Schwab Corporation. Please refer to Schwab's disclosure brochure for important information and disclosures relating to MMC.

Material made available through MMC is provided by affiliated and unaffiliated model managers (Model Managers) and information providers. Schwab has not paid for or been involved in the preparation of the content, and has not verified, endorsed, or approved the content. Schwab assumes no responsibility for any fact, recommendation, opinion, or advice contained in any such model portfolio or materials and expressly disclaims any responsibility for any investment decisions or for the suitability of any security or transaction based on it. Any mention of specific Model Managers and/or models should not be considered a recommendation or endorsement from Schwab. Schwab reviews model managers for eligibility criteria and conducts operational due diligence on the unaffiliated model managers but does not approve or review the models that Model Managers seek to include on MMC. Schwab does not conduct any investment due diligence of models or review or verify the accuracy or adequacy of information regarding Model Managers' MMC models. Users of MMC are responsible for selecting MMC models and implementing investments that meet their advisory clients' investment needs through their own, independent research and due diligence.

Schwab and Informa Business Intelligence, Inc. are separate, unaffiliated companies. Schwab and Informa Business Intelligence, Inc. are not responsible for each other's opinions, policies, and services. Certain model attributes are sourced from Informa PSN. The PSN Data Set is supplied by Zephyr, a Division of Informa Business Intelligence, Inc. The PSN Data Set may not be copied or distributed. It is not warranted to be accurate, complete, or timely.

Schwab typically receives remuneration from ETFs and mutual funds and/or their managers that participate in MMC for administrative and/or other services.

MMC leverages iRebal^® to provide independent RIAs access to model portfolios provided by Model Managers.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.