Investor Profile Questionnaire

The Investor Profile Questionnaire (IPQ) is a key component of the Institutional Intelligent Portfolios platform. Through the License Agreement, you agree to adopt and use the IPQ to assess your clients' Risk Capacity and Risk Willingness to map each client to one of your customized, recommended portfolios.

  • Your clients will answer the 11 straightforward questions from you, as their advisor about their goals, time horizon and risk profile.
  • Your clients will then receive your portfolio recommendation consistent with their answers to the IPQ. After receiving your portfolio recommendation, clients have the opportunity to increase or decrease their level of risk either up or down one portfolio. Ultimately, the final selection of the portfolio will be up to you, as the advisor to your client.

The IPQ is designed to enhance traditional risk tolerance questionnaires by including behavioral questions that assess a client's Risk Willingness in addition to factual questions about Risk Capacity. These two risk dimensions are generally independent of each other, so gaining insight into each helps provide a greater understanding of a client's overall risk profile. Client responses to the IPQ are then scored and mapped to a risk profile, which then suggests one of the portfolios that you have built within Institutional Intelligent Portfolios.

You'll need your Schwab Advisor Center® credentials to access the complete whitepaper. If you're not a client of Schwab Advisor Services™ and want to learn more, please call 877-687-4085 or contact a local office.

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Important disclosures:

Institutional Intelligent Portfolios® (“IIP”) is a technology and service platform made available by Schwab Performance Technologies (“SPT”) to independent investment advisors (“Advisors”) who maintain a business relationship with Schwab Advisor Services™, a division of Charles Schwab & Co., Inc. (“Schwab”). IIP is used by Advisors to provide their clients with an automated investment management service. Schwab, a registered broker-dealer and member SIPC, provides custody, trading and support services. Brokerage products, including the Schwab One® brokerage account, are offered by Schwab. SPT and Schwab are separate companies affiliated as subsidiaries of The Charles Schwab Corporation, but their products and services are independent from each other.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc., Member SIPC.

This material is for registered investment advisor use only. This material may not be forwarded or made available, in part or in whole, to any party that is not a financial professional.

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