Banking, Lending, and Trust Services
Streamlined banking services. All in one place. Designed for the way you do business.
Explore holistic banking and lending solutions
By offering streamlined banking that works seamlessly with how you support your clients, Schwab has more ways to help you manage your clients' money while helping them reach their goals – all while you stay focused on growing and managing your business.
#1 in customer satisfaction
for Direct Bank Checking Accounts 6 Years in a Row.
Charles Schwab received the highest score in the checking segment of the J.D. Power 2019–2024 U.S. Direct Banking Satisfaction Studies, which measures overall satisfaction with direct branchless banks. Visit jdpower.com/awards for more details. The J.D. Power 2024 U.S. Direct Banking Satisfaction Study is independently conducted, and the participating firms do not pay to participate. Use of study results in promotional materials is subject to a license fee.
"There's a lot for investors to love about Schwab Bank."
- Charles Schwab
Already custody with Schwab?
Ready to take advantage of banking, lending, and trust services to support your clients in even more ways with Schwab?
Learn more in the Service Guide, contact your Regional Banking Manager, or call 800-986-3700.
Ready to talk with us?
Access to streamlined banking in one place with Schwab Bank is just another reason why so many RIAs consider Schwab a custodian of choice.
Get in touch with us today to learn more about all the ways we can support you.
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested |
Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Brokerage products and services, including the Schwab One brokerage account, are offered by Charles Schwab & Co., Inc., Member SIPC. Deposit and lending products are offered by Charles Schwab Bank, SSB, Member FDIC and an Equal Housing Lender.
The Pledged Asset Line is an uncommitted demand line of credit provided by either Charles Schwab Bank, SSB, or Charles Schwab Premier Bank, SSB. Entering into a Pledged Asset Line and pledging securities as collateral involves a high degree of risk. As a non-purpose line of credit, proceeds may not be used to purchase securities, pay down margin loans, or be deposited into any brokerage account. See Schwab.com/PAL for more details. Before you decide to apply for a Pledged Asset Line, make sure you understand the risks. A Pledged Asset Line requires a brokerage account at Charles Schwab & Co., Inc.
Administrative Trustee Services are provided by Charles Schwab Trust Company of Delaware ("CSTCD"). CSTCD and Charles Schwab & Co., Inc., are separate but affiliated companies and wholly owned subsidiaries of The Charles Schwab Corporation. Schwab Advisor Services™ is a business segment of Charles Schwab & Co., Inc. serving independent investment advisors. CSTCD serves as the administrative trustee of trusts whose investments are managed by independent investment advisory firms that do business with Schwab Advisor Services and are selected solely by the trust's grantor or beneficiaries to provide investment advisory services for the trust. These advisory firms are not owned by, affiliated with or supervised by The Charles Schwab Corporation, CSTCD, Charles Schwab & Co., or any of their affiliates or subsidiaries. Schwab Advisor Services and Charles Schwab Bank provide custody, securities brokerage, and related back-office services to the trusts for which CSTCD serves as administrative trustee.
Schwab and Charles Schwab Trust Company of Delaware do not provide legal or tax advice. Advisors and their clients should consult their legal counsel and tax advisors about their particular circumstances.