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Charitable giving and planning

Guide your clients to give more strategically with a Schwab Charitable™ donor-advised fund account. This tax-efficient approach can help clients give more to the causes they care about.

Enhance your offer with Schwab Charitable

There's a good reason 88% of advisors offer charitable planning:1 Your clients, your firm, and people all around the world may benefit. And clients love giving back, with 85% of high-net-worth households giving an average of $35k to charity in 2022.2

As an industry leader, Schwab Charitable is dedicated to making charitable giving more simple and efficient by providing tax-smart, donor-advised fund accounts and philanthropic resources. It's an easy way to increase your clients' giving power while also deepening your client relationships, expanding your role as a trusted advisor, and building connections with extended family members. That's why 3,800 independent advisory firms choose Schwab Charitable to help clients maximize their charitable impact.3

A simple solution for you and your clients

When you custody with Schwab, you gain access to Schwab Charitable, a powerful turnkey solution to support your clients' philanthropy that includes:  

  • An onboarding team, including a dedicated Schwab Charitable Consultant and a Charitable Strategist to help you and your clients
  • Seamless integration with your firm through Schwab Advisor Center®, making it easy to manage client accounts in one place
  • The ability for clients to manage their Schwab Charitable accounts online through Schwab Alliance 
  • Award-winning resources that enable you to incorporate charitable giving into your clients' wealth management strategy
  • Additional support for ultra-high-net-worth donors and family offices 
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How a donor-advised fund works

Schwab Charitable's donor-advised fund is a simple, tax-smart way for clients to support their favorite charities. Beyond cash, clients can contribute appreciated assets such as stock and real estate to Schwab Charitable, deducting their fair market value and potentially eliminating capital gains tax. This may increase the amount available for charity by up to 20%.

Plus, any potential investment growth within the account is tax-free, further increasing the charitable impact. For accounts with $100,000 or more, you can provide customized investment management and assess an advisory fee for your professional services.4

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Insights and education

Learn more about how Schwab Charitable can help you build meaningful connections with clients and allow them to maximize their philanthropic impact.

  • Strategies for tax-smart charitable giving

    Help your clients take advantage of these timely strategies to increase their giving power and reduce taxable income for 2024.

  • Stories of impact featuring advisors and clients

    See how other advisors are supporting their clients’ philanthropy and empowering them to make a bigger impact through Schwab Charitable.

  • Resources to deepen client relationships

    Access helpful tools to guide your charitable conversations, provide additional value to your clients, and extend your relationships.

Contact

  • Already custody with Schwab? Get started with Schwab Charitable today

    Schwab Charitable offers strategic philanthropic guidance and various resources to help you integrate charitable planning into your wealth management approach.

    Request an information kit to take the next step, or visit schwabcharitable.org/advisors to learn more.

    Call 855-966-3764 to get in touch with a specialist at Schwab Charitable.

  • See what sets Schwab apart

    Access to Schwab Charitable is just one reason why Schwab is a custodian of choice. We offer best-in-class technology, transition support, and continuing education to help advisors fully realize their dreams of independence.

    Ready to learn more? We’d love to talk with you about all the ways we can support your firm.

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1. The 2023 RIA Benchmarking Study from Charles Schwab, fielded from January to March 2023 contains self-reported data from 1,300 firms. Results are for firms with $250 million or more in assets under management.

2. The 2023 Bank of America Study of Philanthropy: Charitable Giving by Affluent Households.

3. As of December 31, 2023.

4. Not to exceed 1% of account assets per year.

Schwab Charitable Fund is recognized as a tax-exempt public charity as described in Sections 501(c)(3), 509(a)(1), and 170(b)(1)(A)(vi) of the Internal Revenue Code. Contributions made to Schwab Charitable Fund are considered an irrevocable gift and are not refundable. Once contributed, Schwab Charitable has exclusive legal control over the contributed assets.

Schwab Charitable does not provide specific individualized legal or tax advice. Please consult a qualified legal or tax advisor where such advice is necessary or appropriate.

Schwab Charitable™ is the name used for the combined programs and services of Schwab Charitable Fund™, an independent nonprofit organization. Schwab Charitable Fund has entered into service agreements with certain subsidiaries of The Charles Schwab Corporation.

A donor opening a professionally managed account must recommend an independent investment advisor, who, if approved by Schwab Charitable, will manage the assets contributed to the account. Advisors must meet certain eligibility requirements, including working with Schwab Advisor Services™, a business segment of The Charles Schwab Corporation, and agree to the Investment Advisory Agreement, which is available on schwabcharitable.org.

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