Charitable Giving and Planning

Guide your clients to give more strategically with a Schwab Charitable™ donor-advised fund account. This tax-efficient approach can help clients give more to the causes they care about.

Two businesspeople sit at a table and have a discussion.

Enhance your offer with Schwab Charitable

There’s a good reason 85% of advisors offer charitable planning:1 Their clients, firms, and people all around the world can benefit. And clients love giving back, with 90% of high-net-worth households donating an average of $43,000 in 2020.2

As an industry leader, Schwab Charitable is dedicated to making charitable giving simpler and more efficient. 

With Schwab Charitable’s donor-advised fund and strategic philanthropic guidance, you can help your clients maximize the impact of their charitable giving in a tax-smart way, all while deepening your client relationships and building connections with family members. That's why 3,000 independent advisory firms use our services.3
 

A simple solution for you and your clients

When you custody with Schwab, you gain access to Schwab Charitable, a powerful turnkey solution to support your clients' philanthropy that includes:  

  • A dedicated Schwab Charitable Relationship Manager and a Charitable Strategist
  • Seamless integration with your firm through Schwab Advisor Center®, making it easy to manage client accounts in one place
  • The ability for clients to manage their Schwab Charitable accounts online through Schwab Alliance 
  • Tools and guidance to help you incorporate charitable giving into your clients’ wealth management strategy
  • Additional services to support ultra-high-net-worth donors and family offices 
A businessperson talks on a cell phone while looking at a laptop and taking notes on paper.

How a donor-advised fund works

Schwab Charitable’s donor-advised fund is a simple, tax-smart way for clients to support their favorite charities. Beyond cash, clients can contribute assets such as stock and real estate to Schwab Charitable, deducting their fair market value and potentially eliminating capital gains tax. This may increase the amount available for charity by up to 20%.

Plus, any potential investment growth within the account is tax-free, further increasing the charitable impact. For accounts with $250,000 or more, you can provide customized investment management and assess an advisory fee for your professional services.4

An illustration of two people reaching out to shake hands.

Insights and education

Learn more about how Schwab Charitable can help you build meaningful connections with clients and allow them to maximize their philanthropic impact.

  • Strategies to maximize charitable impact

    Help your clients take advantage of a favorable environment for tax-smart, high-impact philanthropy.

  • Tips for integrating charitable planning

    In this video, two advisors discuss their experiences with charitable planning and how it fits into their wealth management approach.

  • Resources to deepen client relationships

    Access helpful tools to guide your charitable conversations, provide additional value to your clients, and extend your relationships.

Contact

  • Already custody with Schwab? Get started with Schwab Charitable today

    Schwab Charitable offers strategic philanthropic guidance so you can be there for your clients. Schwab Charitable has an abundance of resources to help you integrate charitable planning into your wealth management approach.

    Request an information kit to begin now, or visit schwabcharitable.org/advisors to learn more.

    Call 800-746-6216 to get in touch with a Schwab Charitable Relationship Manager.

  • See what sets Schwab apart

    Access to Schwab Charitable is just one reason why Schwab is a custodian of choice. We offer best-in-class technology, transition support, and continuing education to help advisors fully realize their dreams of independence.

    Ready to learn more? We’d love to talk with you about all the ways we can support your firm.

(0222-2L11)

1. 2021 RIA Benchmarking Study from Charles Schwab, fielded January to March 2021. Study contains self-reported data from 1,340 firms. Results are for firms with $250 million or more in assets under management.

2. The 2021 Bank of America Study of Philanthropy: Charitable Giving by Affluent Households, Bank of America and the Indiana University Lilly Family School of Philanthropy, September 2021.

3. As of December 31, 2021.

4. Not to exceed 1% of account assets per year.

Schwab Charitable Fund™ is recognized as a tax-exempt public charity as described in Sections 501(c)(3), 509(a)(1), and 170(b)(1)(A)(vi) of the Internal Revenue Code. Please be aware that Schwab Charitable has exclusive legal control over the assets you have contributed. Although every effort has been made to ensure that the information provided is correct, Schwab Charitable cannot guarantee its accuracy. This information is not provided to the IRS.

Schwab Charitable does not provide specific individualized legal or tax advice. Please consult a qualified legal or tax advisor where such advice is necessary or appropriate.

Schwab Charitable is the name used for the combined programs and services of Schwab Charitable Fund, an independent nonprofit organization, which has entered into service agreements with certain subsidiaries of The Charles
Schwab Corporation.

Contributions made to Schwab Charitable Fund are considered an irrevocable gift and are not refundable.